Plain explanations of how each funding product actually works, what it costs, and the situations where it will help or hurt.
Match the term to the need, work from cheapest option down, and know where each one breaks. The decision path we’d walk through on a call.
Read the guide →The five types and who each suits, what “excellent credit” really means, and the honest version of how intro 0% APR periods work.
Read the guide →A 1.35 factor rate is not 35% interest. Here's the arithmetic that turns it into a real annualised cost, and why the difference matters when you're comparing offers.
Read the guide →Advances aren't inherently predatory. They're a tool with a narrow correct use. Here's the test that separates the two situations.
Read the guide →What to do in the next 72 hours, in the order that actually works — including the options that cost nothing and the ones to avoid under pressure.
Read the guide →Revenue is the headline number, but negative days, deposit consistency, and existing positions decide more approvals than the top line does.
Read the guide →Taking a second position to cover the first is the most common way a survivable cash crunch turns into a closed business. How it happens and how to get out.
Read the guide →One clause makes you personally liable. The other can quietly block your next three attempts to borrow. What each does, and what’s negotiable.
Read the guide →Renewal offers arrive on a schedule, and the headline number isn’t what reaches your account. How to work out what the new money actually costs.
Read the guide →How business files differ from personal ones, which lenders actually use them, and how to build one deliberately — without the thirty-day promises.
Read the guide →Answer four questions and see which funding options fit your business — and the criteria behind each one.